BENEFITS & TOTAL REWARDS Because You Matter

PCG Benefits are as follows:

Health and Wellness

Medical, Dental, and Vision

Medical, Dental, and Vision from the first day, including quarterly reimbursement for employees that choose to participate in a non-PCG group medical plan. PCG offers both in-network and out-of-network coverage with Blue Cross Blue Shield with three coverage level options. Dental Insurance is provided by Blue Cross Blue Shield. Vision coverage is through EyeMed.

Domestic Partner Coverage

Domestic Partner Coverage for partners of all genders—the relationship must be established for at least six months and requires valid documentation.

Wellness Reimbursements

Wellness reimbursements up to $900 annually for the following programs:

• Mind and Body Reimbursement Program
• Fitness Reimbursement Program
• Weight Loss Reimbursement Program

Basic Life Insurance

Basic Life Insurance is provided to all benefit-eligible employees at no cost through Reliance Standard /Matrix at an amount of one time the employee’s annual salary, rounded to the next higher thousand, up to a maximum of $100,000.

Supplemental Life Insurance

Supplemental Life Insurance allows benefit-eligible employees to increase their life insurance coverage up to $500,000 and purchase affordable coverage for a spouse and/or dependent children and have the premiums payroll deducted.

Short-Term Disability (STD) Insurance

Short-Term Disability Insurance provided through Reliance Standard /Matrix is available to all benefit-eligible employees at no cost. In the event of a non-occupational illness or injury, this benefit provides income replacement of 66.6% of an employee’s basic weekly earnings, to a maximum of $1,500 per week. Waiting periods apply.

Long-Term Disability (LTD) Insurance

Long-Term Disability Insurance provided through Reliance Standard/Matrix is available to all benefit-eligible employees and provides income replacement of 60% of an employee’s basic monthly earnings, to a maximum of $10,000 per month. Employees may elect to allow PCG to cover the full cost of LTD or may opt to pay their own premium in order to avoid paying taxes on any benefit payments.

AFLAC

AFLAC offers a variety of voluntary employee-pay-all customized policies that cover accidents, cancer, and short-term disability. The policies are designed to pay cash benefits directly to employees to help with loss of income, deductibles and co-pays, unexpected medical bills, and day-to-day living expenses like mortgages, car payments, childcare, and more. Employee premiums may be payroll deducted.

Health Workplace Resources

Healthy Workplace Resources include Workstation Ergonomics and assessments.

Retirement & Savings

401(k) Retirement Plan

401(k) Retirement Plan lets employees save money for retirement, through pre-tax 401k or Roth deductions. Employees who are at least 21 years old are immediately eligible upon hire. Employees may affirmatively enroll within 30 days—if not enrolled there is an auto-enrollment feature of 6% pre-tax. PCG has a discretionary match that is applied up to the first 6% of pay contributed in the plan year. The Plan has a 4-year vesting schedule.

529 College Fund

529 College Fund is a tax-advantaged way for employees to save for college and college-related expenses for children, grandchildren, or even themselves. The 529 plan allows investments to grow tax free.

Life & Family

Paid Parental Leave

Paid Parental Leave provides eligible employees with up to 20 weeks of paid maternity leave and up to 12 weeks of paid parental or adoption leave, subject to certain wage caps. PCG will cover the difference in both wage replacement and duration, regardless of those paid in one’s own home state plan, to the maximums stated in our policy. Salaried employees must work at PCG for six months and hourly employees must work at PCG for 12 months to be eligible.

Employee Assistance Program (EAP)

Employee Assistance Program (EAP) offers assistance through ACI Specialty Benefits with a variety of employee concerns, such as stress or anxiety, work and family issues, substance abuse, depression, and elder care. This professional counseling and referral program is available 24 hours a day, seven days a week, to all PCG employees, their dependents, and members of the household.

Flexible Spending Accounts (FSAs)

Flexible Spending Accounts through Sentinel Benefits allow employees to pay for qualified parking, public transportation, healthcare, and dependent care expenses on a tax-free basis. Employees can sign up for:

• FSA Healthcare: $3050 max/year
• FSA Dependent Care: $5000 max/year
• FSA Parking: $300 max/month
• FSA Transit: $300 max/month

Health Savings Accounts (HSAs)

Health Savings Accounts are available through Health Equity and can be paired with our High Deductible medical plan for additional tax savings benefits:

• HSA Self only: $3850 max/year
• HSA Family: $7750 max/year
• HSA catch up: $1000 max/year (age 55 or older)

Paid Time Off (PTO)

Paid Time Off of four weeks or 20 days of PTO per year (13.33 hours accrued per month) while full time hourly employees receive three weeks or 15 days of PTO per year (10 hours accrued per month). After six years of employment, PTO increases to five weeks or 25 days per year for salaried employees (16.67 hours per month) and four weeks or 20 days per year for hourly employees (13.33 hours per month). PCG employees can also carry over a certain amount of unused PTO hours each year.

Holidays

Holidays—ten paid holidays per calendar year including one floating holiday (choose Veterans Day or the day after Thanksgiving) and one personal floating holiday to be used however it’s most meaningful to individual employees.

Liberty Mutual

Liberty Mutual Auto, Home, and Renter’s Insurance — PCG employees qualify for a special group discount on auto, home, and renters’ insurance through Group Savings Plus from Liberty Mutual with the convenience of payroll deduction.

Nationwide Pet Insurance

Nationwide Pet Insurance plans are exclusively available to PCG employees. These plans allow employees to get cash back on eligible vet bills, same price for pets of all ages, use at any vet, optional wellness coverage, and much more!

Learn to Live

Learn to Live is a no cost online mental health resource offered to PCG employees and their family members who are thirteen years or older.

Torchlight Caregiver Support

Torchlight Caregiver Support is a digital family caregiver support platform that offers resources and solutions to colleagues who are managing a variety of caregiving scenarios for loved ones of any age.

Employee Growth & Engagement

PCG University

PCG University offers a number of video, on-line, and on-site courses focused on general administrative, supervisory, and consulting skills development.

Clark University MBA Program

Clark University MBA Program is fully supported with tuition reimbursement from PCG. Clark University is a teaching and research institution founded in 1887 and is the oldest graduate institution in the United States. Clark is one of only three New England universities, with Harvard and Yale, to be a founding member of the prestigious Association of American Universities.

PCG Cares

PCG Cares is an employee and community engagement program focused on volunteering and PCG culture. Full-time employees are encouraged to use paid hours each fiscal year to support the communities PCG serves. Employees are empowered to establish local PCG Cares Committees to coordinate and manage events that support the community and create additional opportunities for teamwork and collaboration.